Abhyudaya Mahila Urban

Co-Operative Bank LTD

Channapatna Taluk, Ramanagaram District

Karnataka




Bank Profile


The bank was registered as a mahila co operative bank on 3rd dec 1999 in channapatna as a part of the initiative of the govt of india to provide banking services to women. Inspite of decades after independence, women in general were not encouraged to avail the services of banks.


It is in this specific area our bank has become a pioner for facilitating banking facilities to the women from the poorest of the poor strata of society .channapatna being a rural area the bank is one of its kind in the entire state of karnataka . Inspite of several commercial banks and several private financial institutions doing business in the area, none of these institutions cater exclusively to the women in rural areas keeping transparency in administration.


The bank offers all the facilities like any of the commercial banks including core banking and is known for hassle free transactions particularly for uneducated women seeking small financial help.


The bank has established under smt,vijayalakshmi ramanna a renowned social worker of the area. She is the chief promoter and president of the bank since inception, and bank is proud to have benefited from her vast experience from running several institutions.


The bank cateres to more then 4000 beneficiaries and the recoveries are also equally good, the bank has been continuously making profits since inception. The bank complies with all statutory auditing procedures governed by the rbi the bank is proud to have dedicated and well trained staff to meet the challenge of the modern technology and to meet the genuine needs of the rural women.







Founder

Smt. VIJAYALAKSHMI RAMANNA started this bank in 1999 with the intension in mind which was to assist all the Rural poor woman who struggled to even open a account and were burdened with the need of finances. Her thoughts were clear to bring a first of its kind in Karnataka Banking system to the rural town. She also brought in quite a few investors like her whose thoughts were to enable rural woman to better tomorrow. Apart from this initaitive our founder is also actively supporting in various roles mentioned below:

  • Chairman: CHETANA, Women’s Voluntary Organization Karnataka
  • Trustee: V. V. R. Foundation
  • Director: CICOPA Bangalore
  • Former Member: State Planning Board
  • Former Director: Karnataka State Co-operative women’s Federation
  • Former President: Bangalore Rural district okkuta
  • Former General secretary: National council for women in India, Bangalore branch (1976-78)
  • Former Executive committee Member: University women’s Association, Bangalore

CEO

Smt. Vidyashree our CEO follows the footsteps of the Founder in servicing and managing the bank. Her dedication to the poor Woman has proven a great value and also sheer efforts to bring the Bank to current stature is seen by the Management.




Services Offered






  • NEFT and RTGS Services

  • NEFT (National Electronic Funds Transfer)

    Up to ₹10,000: Free to ₹3.00

    ₹10,001 – ₹1 Lakh: ₹5.00

    ₹1 Lakh – ₹2 Lakh: ₹15.00

    Above ₹2 Lakh: ₹25.00

  • Smt. BHAGYA D T

    Applicable only for transfers of ₹2 Lakh and above

    ₹2 Lakh – ₹5 Lakh: ₹30.00

    Above ₹5 Lakh: ₹55.00





  • Board of Directors

  • Smt. GEETHANJALI

    President

  • Smt. BHAGYA D T

    Director

  • Smt. M .SAVITHRAMMA

    Director

  • Smt. N P LAKSHMI

    Director

  • Smt. POORNIMA V

    Director

  • Smt. JAYAMALA

    Director

  • Smt. ROOPA S B

    Director

  • Smt. NINGARAJAMMA

    Director







  • Smt. MADHUSHREE T K

    Vice President

  • Smt. SUKANYA C P

    Director

  • Smt. B N KOKILA RANI

    Director

  • Smt. H K ASHA

    Director

  • Smt. REKHA S

    Director

  • Smt. SUSHMA C

    Director

  • Smt. KALAMMA

    Director

Work Done

250

Happy Clients

950

Loans Disbursed

150

Fixed Deposits

299

Projects Working




  • Notes

  • Unclaimed deposits/credits/ accounts/ in India which have not been operated upon/remaining unclaimed for 10 years or more as on the date of the return and transferred to the DEA Fund Account.
  • Bank DEA Fund Code allotted by RBI-0818
  • Total amount with the Fund at the end of the 31.03.2026
  • NUMBER OF ACCOUNTS 1064 AND AMOUNT -8,36,271.00